California Mortgage Boutique

severino logo cmyk

Mortgage Boutique located in Vista California since 1990. We offer Conventional, FHA, VA and Private money loans. We finance both owner and non owner occupied Single Family homes, Condos, Townhouses, Multi Units and Commercial property. You get Guaranteed fast service and the lowest rates and fees on all loan products.

Our private money can close a loan in seven business days after we review a complete loan package. Our Investors specialize in First and Second Trust Deeds with loan amounts from $50K to $1.5M (larger amounts considered on individual basis). 75% loan-to-value for a purchase and 65% loan-to-value on a refinance. We make qualifying simple with our ability to pay guideline and Easy Income Documentation. No credit score necessary (credit is pulled to verify debt only). We make the loans big banks and other lenders turn down.

Whether you need traditional or private money financing, each client gets one on one fast personal service from a licensed real estate broker and or agent. The interest rate and cost are locked in at application not Loan Approval and the property value is researched before the appraisal is done.


We offer conventional, FHA, VA and Private money loans. You get guaranteed fast service and the lowest rates and fees on all loan products!

As heard on:

Our Mission

To provide fast service with competitive interest rates on a variety of loan products, making refinancing and the purchase money loan process simple and easy for both home owners and investors, even those borrowers turned down by other lenders.

Is the Appraised Value of your home, second home or 1-4 unit investment property less than the Mortgage owed!!?

Get HARP!!

HARP is Home Affordable Refinance Program

This program is for primary residence, second home and 1-4 unit investment properties. To qualify your existing mortgage must have been approved and opened prior to 6-1-2009 with Fannie Mae or Freddie Mac. Please follow each link below to determine what program Fannie or Freddie you are eligible for. Once at the site enter a few personal bits of information to confirm your eligibility. If confirmed, record the information you are given to pass on to us later. Complete the pre-application and click submit to get started on your HARP refinance.

Fannie Mae

Freddie Mac


For Immediate Customer Service, Contact Us Below:


Click to Send Us an Email